Bankruptcy Law Blog
Posted on May 29, 2013
People often hold out for a hopeful solution, even while their debt is mounting fast. They cling to other solutions besides bankruptcy- getting a raise, selling their house, and so forth. Why is ...
Continue reading "Is Fear Holding You Back From Filing for Bankruptcy?" »
Posted on May 24, 2013
Depending on your income and debts, bankruptcy can actually help you stay in your home. While saving your house is possible with Chapter 7 bankruptcy, Chapter 13 (also known as reorganization ...
Continue reading "Bankruptcy and Keeping Your Home" »
Posted on May 9, 2013
In order to determine whether you qualify for bankruptcy, you should consult with a Marietta bankruptcy attorney. As a general rule, almost everyone qualifies for bankruptcy. The real question is, ...
Continue reading "Do I Qualify for Bankruptcy...If so, which Bankruptcy is Right For Me?" »
Posted on Mar 12, 2013
Usually, those who are filing for bankruptcy already have a bad credit score because they have been unable to pay their debts. Filing for bankruptcy can help those who need to get their debts ...
Continue reading "Is Filing for Bankruptcy Going to Hurt My Credit?" »
Posted on Jan 21, 2013
The federal bankruptcy laws allow certain debts to be discharged. If you receive a discharge, you will no longer be legally obligated to pay back that debt. Certain debts cannot be discharged. These ...
Continue reading "Roswell Bankruptcy: Discharging Debt in Chapter 7" »
Posted on Jan 15, 2013
In some situations, a person filing bankruptcy may want to continue paying a particular debt, even if that debt can otherwise be discharged. In most circumstances, this debt is tied to either a home ...
Continue reading "Explaining Reaffirmation Agreements" »
Posted on Jan 10, 2013
What is a bankruptcy discharge? A discharge is the court order that legally extinguishes your responsibility to pay back your debt. While the discharge may eliminate your responsibility to pay back ...
Continue reading "Bankruptcy Basics - What You Need to Know About a Discharge" »
Posted on Jan 3, 2013
Bankruptcy is often a taboo subject and a scary endeavor. If you are in a tough financial situation, you may think that bankruptcy is your only option. Whether you are still making money and simply ...
Continue reading "The 411 on the Cherney Law Firm LLC" »
Posted on Dec 28, 2012
Filing bankruptcy has specific advantages. The main benefit is obtaining a discharge of your debt. In simple terms, a discharge eliminates a person's responsibility to pay back their debt. A ...
Continue reading "Discharging Debt Through Bankruptcy" »
Posted on Dec 21, 2012
Federal law protects consumers from illegal mortgage lending practices. In 2010, as part of the Dodd-Frank Act, the federal government created The Consumer Financial Protection Bureau. The Consumer ...
Continue reading "Predatory Lending: Your Rights" »
Posted on Nov 15, 2012
If you are struggling with finances at the moment and are a renter in an apartment or condominium complex, then you may be worried about eviction. If you fall too far behind on your rent, then your ...
Continue reading "Can Landlords Evict a Tenant in Bankruptcy?" »
Posted on Sep 10, 2012
Unless you are filing as a corporation, you are not required to have a lawyer to file bankruptcy. As an individual, you can choose to represent yourself during a bankruptcy proceeding. While you can ...
Continue reading "Am I Required to Have a Lawyer in Order to File Bankruptcy?" »
Posted on Sep 7, 2012
One of the most common question potential clients ask me is whether they should file bankruptcy. In all honesty, there is no set answer to this question. The decision to file for bankruptcy is both a ...
Continue reading "Determining Whether or Not Bankruptcy is Right for You" »
Posted on Aug 7, 2012
Through years of practice, I have lost track of how many times I am asked the question, "What is the difference between Chapter 13 bankruptcy and Chapter 7 bankruptcy, and what is the best option ...
Continue reading "Chapter 13 v. Chapter 7" »
Posted on Jul 31, 2012
Since I am licensed in Illinois and Georgia, I have had the unique opportunity of practicing consumer bankruptcy law in both jurisdictions. While each jurisdiction differs greatly in many respects, ...
Continue reading "Chapter 13 Bankruptcy in Georgia" »
Posted on Jul 23, 2012
If you are seeking information and insight into bankruptcy law in the state of Georgia, you have come to the right place. In the near future, Cherney Law Firm, LLC will be posting informative blogs ...
Continue reading "Welcome to My Bankruptcy Law Blog" »